puma shoes 2010 Types of auto insurance

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auto insurance is divided into compulsory traffic insurance and commercial insurance ,[link widoczny dla zalogowanych]
Traffic Insurance and travel tax: the number of passenger seats is based, to use nature to be, but also points a truck is by tonnage, operating and non-working to be. This is a national law, must buy! strong narrow the payment standard is a third party (as opposed to exposure to the other car is a car) the person or property Peifu , property damage limit was 2,000 yuan, physical disability of the debts was 10,000 yuan, physical death is 110000. Note that these Peifu are not responsible for their own car or own car personnel. clearly for the novice is not enough to drive these because the payment standard at the end,[link widoczny dla zalogowanych], so they are commercial insurance!
commercial insurance: is the owner voluntarily choose to buy, not mandatory.
; including the loss of vehicle insurance: is the car for their own damages,[link widoczny dla zalogowanych], the risk of very important, whether novice, veteran are recommended to buy! buy the standard is based on the prices of your new purchase to determine the amount of insurance!
Commercial third-party insurance: strong narrow nature and the same,[link widoczny dla zalogowanych],[link widoczny dla zalogowanych], is to complement the strong narrow. For example: someone else's car hit by a car, the other 5,000 cars in need of repair, delivery compulsory insurance is only responsible for 2000, the remaining 3,000 commercial third party if you did not buy insurance, we must pay for their own, and proposed to buy 50 million standard because, according to Shenzhen's payment standard,[link widoczny dla zalogowanych], if a sum of the killed people in Shenzhen 58 million, so the 50 million plus to buy insurance to pay 11 million strong have 61 million of the debts, it means the complete transfer of risk out there from the perspective of the cost of buying 20 million and 30 million on the difference between 100 more than 30 million difference between the 200-300 and 50 also, but the standard is the difference Peifu hundreds of thousands, is strongly recommended for the novice to buy 50 million!
persons in the vehicle insurance: It is only when the dangerous condition , pay the full responsibility for their own cars, and if his car were injured, to the payment, if drivers buy their own personal accident insurance, you can choose not to buy, buy recommendations of the passengers, because you do not know what your car whether the other passengers to buy life insurance, Shenzhen, each standard is 50,000, of course, higher owner is willing to buy, general car 5, also 245.53 yuan per person per 50,000.
Daoqiang Xian: the name suggests is his car was stolen, robbed, of course, refers to the total stolen was stolen a wheel is not compensable, refers to a complete car. bought the car but the standard is based on market price, then the price of years of depreciation, compensation is the amount of time. Pirates of the strong need to buy insurance, according to the owner's own circumstances, such as your car's Room Pirates of the performance is perfect, your own surroundings how kind of security environment, your car is parked in the parking lot of professional security, given these circumstances!
glass insurance: single block of glass on the car burst, single block damage to damages, divided into domestic and imported glass, but also set the price according to the grade of vehicle, the proposed purchase.
spontaneous combustion risk: to see the name to know is what is meant! no need to buy new cars, 8 years old need to purchase this course, the old life insurance company is not allowed to buy!
body scratches risk: very cost-effective insurance, driving a small scratch is quite normal especially the novice, of course,[link widoczny dla zalogowanych], a high occurrence rate of this insurance, so insurance companies are limited in the first year of the new car to buy, not to buy a used car, the second year of the car to limit the amount of insurance to buy! good insurance, the car is. lorries or other large vehicles need no cars strong!
excluding special franchise: This insurance is very important to the understanding of simple spoken above insurance is Even if you bought all that time when there is no escape from danger Peifu this insurance you get 100% of the debts, because the terms of the various types of insurance are responsible for their own part of the owners, such as your car repair 1,000 yuan, and if there is a 10% of the deductible, and that they are responsible for 100, if bought in completely by the insurance company Peifu. above Jusun Xian, three insurance business, Daoqiang Xian articles are provided for owners to be responsible for part of their Therefore,[link widoczny dla zalogowanych], the main risk to buy the corresponding non-deductible is to buy, buy only full of the debts.
mainstream insurance on these, some other even if there is, is that prevents insurance companies to buy, such as what mental damage, and difficult to define, it is easy to disputes, so for insurance companies, their owners have no need to buy and sell!
novice advantageous first car choice good company, great strength of the company, services improve, the price is relatively higher, a small company is not very stable, hard cash for large Peifu, small Peifu if there is no guarantee, but the price is cheaper, the owner is seriously looking to buy insurance when a number of small interests, or follow-up to the great interests of insurance services. the size of the insurance company according to customer's awareness to be, especially newcomers, if the old owner, may have suffered losses, but the time will change the future There suggestion is to find a professional salesman, professional guidance will give customers a lot of benefits, after all 隔行如隔山. just like the same business, it was with a single and certainly no one with the single is not easy in the service the same. insurance companies are tracking their customers special sales, car dealers 4S shop is not!

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